| Chapter 13 | Chapter 7|

At Clark & Washington, personal bankruptcy is our only practice. For more than 25 years, we have specialized in chapter 7, the chapter of the Bankruptcy Code that provides for the sale of a debtor's nonexempt property and the distribution of the proceeds to creditors, and chapter 13, the chapter that allows an individual with regular income to keep property and repay debts over time—usually three to five years.

From your initial consultation to your final court hearing, Clark & Washington will provide legal services tailored to your unique financial situation and will thoroughly explain every step of the process along the way.