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Personal bankruptcy is a method that may be used to get out from under unmanageable debt and make a fresh start, albeit with a negative impact on your credit ratings. There are two options available to the individual debtor. A chapter 7 filing liquidates assets to pay off creditors, while a chapter 13 filing allows the debtor to retain more assets and work to pay off his or her debts.

At Clark & Washington, our knowledge extends beyond these court-supervised procedures to include debt repayment and collection options that negate the need for a bankruptcy filing. Our experienced bankruptcy attorneys can help you choose the right course of action for your unique situation.

Call (615) 831-7003 to speak to a Clark & Washington bankruptcy specialist and make an appointment for a FREE consultation.